Money Makeovers: How Women Can Control Their Financial Destiny - Hardcover

Hayes, Christopher L.; Kelly, Kate

9780385485401: Money Makeovers: How Women Can Control Their Financial Destiny

Hardcover

ISBN 10: 0385485409 ISBN 13: 9780385485401

Publisher: Doubleday, 1997

Find out what thousands of women have learned about achieving wealth
Take the money personality test that can change your life
Uncover your hidden financial talents
Learn to invest without fear
Between one third and two thirds of women now aged thirty-five to fifty-five will be impoverished after age sixty-five if they do not immediately start to prepare financially for their later years.  It is Christopher Hayes's mission to change that frightening statistic.

Women are less psychologically inclined than men to save on a regular basis.  Women are less likely than men to benefit from Social Security and pension plans.  Women are at increased financial risk because of widowhood and divorce.  For these reasons alone, Money Makeovers provides information no woman can afford to be without.

In a book that is at once a wake-up call and a practical guide, Dr.  Christopher L.  Hayes, Founder and Executive Director of the National Center for Women and Retirement Research, teaches women to understand their own "financial personality profile," overcome gender-based resistance, and take charge of their economic security.

By addressing the specific links between money attitudes and personality types, Money Makeovers offers targeted advice that speaks to the unique concerns and fears of the individual reader.  Each woman will be able to recognize herself in the specially designed "Women Cents Self-Test," as well as in the anecdotes and case histories throughout the text, and will be empowered to move forward with a practical financial plan.

By learning why she has been reluctant or unable to save; by learning how to overcome her own psychological barriers; and by following Hayes's savvy, specific financial advice, each woman will be able to plan her own future, free of economic anxiety.

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From the Publisher:

Advance praise for Money Makeovers:

"Fear of financial planning is the last frontier for women to cross today. As Chris Hayes points out, women already own one-third of the nation's small businesses and 60% earn their own income. Hayes gives them the motivation and the method to take the next logical step--to manage their own hard-earned money! He's playing my song."
--Muriel Siebert, President, Muriel Siebert & Co., Inc.

"Money Makeovers is sobering and encouraging--an excellent combination of truth-telling and practical help. It also is serious business for a serious subject. I have been especially concerned about the financial vulnerability of women in retirement, and Money Makeovers can help women avoid poverty and dependency in their later years and enhance their ability to pursue their goals for personal growth.

"This book is comprehensive and detailed, yet both UNDERSTANDABLE and HELPFUL! It is especially useful in pointing out the particular financial pitfalls women face, especially in retirement. I would encourage women of all ages, but especially those in their forties and fifties, to plan for their financial futures. This book helps them to do so. PS: Men, too, will find this book helpful--not only as caring spouses but also for themselves."
--Walter G. Hoefer, Director, New York State Office for the Aging

"A wise and wonderful book that every woman should read. Although I wish that I'd read it 20 years ago, I do plan to use this guide to get my financial life in order."
--Heather Watts, Contributing Editor, Vanity Fair

"In our business we see too many women who, on the loss of their husband, have no idea how to handle the assets they have been left. They accept a minimal return on their investments and are forced to go to work to make up the difference. Money Makeovers could make a substantial difference to their quality of life."
--Robert O. Snelling, Sr., Chairman of the Board, Snelling Personnel Services

"Money Makeovers is on my gift list for all my friends and their daughters. This is a marvelous book--the advice is clear and the prose is lively. I plan to put it on my desk for continued reference just as soon as I complete all of its recommendations on 'getting organized.'"
--Chloe W. Aaron, Emmy Award-winning television producer

About the Author:

Dr. Christopher L. Hayes is Professor of Psychology and Chairman of the Graduate Program in Gerontology at Long Island University's Southampton College, as well as Founder and Director of the National Center for Women and Retirement Research. He is coauthor of Our Turn: Women Who Triumph in the Face of Divorce; his work has been profiled or quoted in numerous national publications; and he has appeared on national TV talk and news programs.

Kate Kelly is a professional writer whose books include the bestselling Organize Yourself! She lives in Larchmont, New York.

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